Age 67 Needs-Based Calculator

This scenario calculates how much you need to draw from your portfolio each year to meet your target retirement income, after accounting for Social Security and pension income. Draws are allocated proportionally across your tax-deferred, tax-exempt, and brokerage accounts.

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$776,156
Portfolio at Retirement
$900,615
Peak Portfolio Value
at age 87
$699,374
Portfolio at Age 100
Funds remain
$66,908
Avg. Annual Draw
from portfolio

Total Portfolio Value Over Time

Combined value of all investment accounts

65666768697071727374757677787980818283848586878889909192939495969798100$0K$250K$500K$750K$1000K

Account Breakdown

Tax Deferred, Tax Exempt (Roth), and Brokerage balances

65666768697071727374757677787980818283848586878889909192939495969798100$0K$250K$500K$750K$1000K
  • Tax Deferred (401K/IRA)
  • Tax Exempt (Roth)
  • Brokerage

Income Sources by Year

Social Security, Pension, and Portfolio draws

6768697071727374757677787980818283848586878889909192939495969798100$0K$65K$130K$195K$260K
  • Social Security
  • Pension
  • Portfolio Draw

Retirement Need vs. Total Income

Can your income keep up with inflation-adjusted needs?

6768697071727374757677787980818283848586878889909192939495969798100$0K$65K$130K$195K$260K
  • Retirement Need
  • Total Income